We are the national leader and the largest writer of PTA’s, PTO’s and Booster clubs, currently insuring more than 22,000 groups across all 50 states.
AIM provides specialty insurance for PTAs, PTOs, and Booster Clubs.
We are the national leader and the largest writer of PTA’s, PTO’s and Booster clubs, currently insuring more than 18,000 groups across all 50 states.
Affordable Parent Group Insurance
Starting at just $65 per year
(pricing varies by coverage and State)
We make it simple for hardworking volunteers like you to protect your people, property, and events.
Why Choose AIM Insurance As Your Insurance Carrier?
We’ve Covered Events Like Yours for Over 30 Years
AIM covers more events and activities than any other carrier. We cover what others won’t.
Specialized Coverage Made Simple
We only focus on PTA, PTO, and Booster coverage. We use this expertise to tailor a plan that is right for your organization.
Family Owned and Community Focused
As a family-owned business, we believe in outstanding customer care and building great relationships with our clients.
Think school insurance protects you?
Think again ....
10 Things You Should Know About Insurance
Download our insurance guide to learn more.
Frequently Asked Questions About Parent Group Insurance
How much does insurance cost to protect my PTA, PTO or Booster Club?
Parent group insurance is incredibly affordable, especially when you weigh in the liability protection and peace of mind that it brings to your PTA, PTO or Booster Club. The following prices can give you an idea of just how affordable our insurance is; however, these prices will vary depending on your state and coverage. For an exact quote, you can give us a call at 1-800-876-4044 or click here.
| COVERAGE | PRICING |
|---|---|
| General Liability Insurance (Event Insurance) | Starting at $65 per year |
| General Liability Insurance (One Day Event Insurance) | Starting at $33 (one-time) |
| Fidelity Bond (Theft and Embezzlement Insurance) | Starting at $64 per year |
| Property Coverage (Inland Marine) | Starting at $95 per year |
| Professional Liability (Directors & Officers Liability) | Starting at $35 per year |
Aren't we covered under the school policy?
Some policies only cover parent groups for events happening during school hours and on the school campus. Other school districts are removing parent groups from their school’s insurance policy.
Every school is different, therefore our best advice is to give your school a list of your activities and be very specific. Don’t ask if your carnival is covered. Instead, go into great detail and list specific activities such as moonwalks, dunking tank, etc. Always get a written letter from the school stating that all of your activities are covered.
How do I know what kind of coverage I need?
To visit our description of coverage page to learn more about the types of insurance programs that AIM offers, click here.
We are just a parent group; who would sue us?
Contrary to common belief, parent groups are not immune from liability. You, as an individual member or officer of your Organization, could be held personally liable for an accident that occurs at one of your events. AIM not only protects your Organization but also protects you as an individual, especially when there is limited coverage through your homeowner’s insurance.
How can I protect my organization from theft and embezzlement?
AIM offers parent groups a policy that protects your money. It covers anyone who your organization trusts with the money whether it’s a President, Treasurer, board member, volunteer or courier. If that person embezzles (runs off) with your money, this coverage would replace those missing funds.
For more information, click here.
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