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Booster Club Insurance
Parent Booster USA
We’ve got your group covered with quality, affordable booster club insurance for all members of Parent Booster USA
As a member of Parent Booster USA, you and your organization do some fantastic things for kids as well as for your community.
However, it’s important for you to know that the activities that your group organizes can put you at risk for lawsuits pertaining to injuries, property damage and much more.
At AIM, we have created an insurance program designed to meet the specific needs of booster club groups just like yours.
We make it easy for you to obtain quality, affordable insurance to protect your group against claims that could otherwise result in a financial catastrophe. From liability coverage to property insurance and more — we’ll make sure that you’re covered against unexpected issues that can arise from your group’s activities.
Trust the professionals at AIM to provide you with the ideal solution for your group’s unique insurance needs.
Event Insurance (General Liability) coverage protects you from lawsuits if someone was injured at one of your organization’s activities and held you responsible.
The liability limit for a lawsuit is $1,000,000 or $2,000,000, with no deductible. Some activities covered include skating parties, fall carnivals, bounce houses, dunking booths, fun runs, auctions and more. Injuries resulting from transportation are not covered.
General Liability coverage also has a separate component that gives insureds access to a minimum of $5,000 in medical payments even if no lawsuit has been filed for injuries sustained at one of your organization’s activities.
A Medical Payments limit of $5,000 is included in every General Liability Policy. Options for increased Medical Payments limit are $10,000, $25,000, and $50,000, with no deductible.
Media Liability- We also offer Social Media Liability Coverage as a supplement to your General Liability policy. This coverage is designed to protect you from liability in the event you accidentally misuse or disclose information on your website or other social media site. This includes misuse of the logo, copyright, pictures, confidential information and other misrepresentations or misappropriations.
The Embezzlement Insurance (Bond) coverage protects your money. It covers anyone who your organization trusts with the money whether it’s a President, Treasurer, board member, volunteer, or courier. If that person embezzles (runs off) with your money, this coverage would replace those missing funds. The bond limits are $10,000, $25,000, and $50,000, with a $250 deductible.
(Higher limits are available, Contact AIM for pricing)
The Business Personal Property (Inland Marine) coverage protects your raffle merchandise, auction items and fund- raising supplies while it is in your possession. This coverage also protects any personal property of your organization such as popcorn machines, snow cone makers, school store supplies, emergency relief supplies, and more. The Inland Marine coverage limits are $10,000, $25,000, and $50,000, with a $250 deductible.
(Higher limits are available, Contact AIM for pricing)
The Professional Liability (Officers Liability) coverage protects the organization from lawsuits for “wrongful acts”. If someone sued the officers of your organization for mismanagement, misrepresentations, dissemination of false or misleading information, or inappropriate actions this coverage would pay to defend you against those actions. This coverage is also referred to as Directors and Officers Liability (D&O). The coverage limit is $1,000,000, with a $0 deductible.
Understand what you need to insure your organization.
Perfect for reviewing at your next meeting!
Download our Group Insurance Buyers Guide
Includes:
- Descriptions of coverage
- 10 things you should know
For additional details, download our complete insurance guide.