Booster Club

Booster Club Insurance

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Protect your booster club from risk at sponsored events.

As a booster club member, you may think that your group is covered by the school district’s insurance as long as your events are held on school property – but that’s actually not true in most cases.

Don’t put yourself at risk of a financial catastrophe. Let the professionals at AIM Insurance provide your group with an insurance package specifically tailored to the needs of booster clubs like yours.

We make it easy for your booster club to obtain affordable, quality booster club insurance for all of the risks you probably don’t think about.

Protect your property and funds from theft, embezzlement or loss

General liability and accident medical coverage in case of injury

Protection from financial loss in the event of a claim

Directors and Officers liability safeguards officers from legal action

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FAQs of Booster Club Insurance

frequently asked questions about booster club insurance

How much does it cost to protect my booster club?

COVERAGE	PRICING
General Liability Insurance (Event Insurance)	Starting at 85 per year
General Liability Insurance (One Day Event Insurance)	Starting at $50
Fidelity Bond (Theft and Embezzlement Insurance)	Starting at $85 per year
Property Coverage (Inland Marine)	Starting at $100 per year
Directors & Officers Liability (Professional Liability)	Starting at $50 per year

Aren't we covered under the school policy?

Some policies only cover booster clubs for events happening during school hours and on the school campus. Other school districts are removing booster clubs from their school’s insurance policy.

Every school is different, therefore our best advice is to give your school a list of your activities and be very specific. Don’t ask if your carnival is covered. Instead, go into great detail and list specific activities such as moonwalks, dunking tank, etc. Always get a written letter from the school stating that all of your activities are covered.

We are just a booster club; who would sue us?

Contrary to common belief, booster clubs are not immune from liability. You, as an individual member or officer of your Organization, could be held personally liable for an accident that occurs at one of your events. Booster Club Insurance not only protects your Organization but also protects you as an individual, especially when there is limited coverage through your homeowner’s insurance.

What kind of insurance does my Booster Club need?

Event Insurance

General Liability Insurance

General Liability coverage protects you from lawsuits if someone was injured at one of your organization’s activities and held you responsible.

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Embezzlement Insurance

Bond Coverage Insurance

It covers anyone who your organization trusts with the money (President, Treasurer, board member, volunteer or courier). If that person runs off with your money, AIM replaces those missing funds.

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Directors and Officers Liability

If someone sued the officers of your organization for mismanagement, misrepresentations, dissemination of false or misleading information or inappropriate actions, this coverage would pay to defend you.

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Protect Your Property

Inland Marine (Business Personal Property) Insurance

Protect your raffle merchandise, auction items, and fundraising supplies while in your possession. This coverage also protects any personal property of your organization (popcorn machines, snow cone makers, etc).

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