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AIM fully supports the All Pro Dad mission of helping fathers love and lead their families well. We also want to help protect you and your family from risks.
When All Pro Dad chapter holds events and activities, you could be at risk for lawsuits resulting from injuries, property damage and more. At AIM we have created an insurance program that is tailored to the specific needs of All Pro Dad chapters and groups.
AIM makes it easy and affordable for you to obtain quality insurance covering everything from general liability to property and more. Our insurance professionals will be happy to help you determine what coverage you need —allowing you to enjoy all of your group’s activities with peace of mind.
Trust the professionals at AIM to provide you with the ideal solution for your group’s unique insurance needs.
Event Insurance (General Liability) coverage protects you from lawsuits if someone was injured at one of your organization’s activities and held you responsible.
The liability limit for a lawsuit is $1,000,000 or $2,000,000, with no deductible. Some activities covered include skating parties, fall carnivals, bounce houses, dunking booths, fun runs, auctions and more. Injuries resulting from transportation are not covered.
General Liability coverage also has a separate component that gives insureds access to a minimum of $5,000 in medical payments even if no lawsuit has been filed for injuries sustained at one of your organization’s activities.
A Medical Payments limit of $5,000 is included in every General Liability Policy. Options for increased Medical Payments limit are $10,000, $25,000, and $50,000, with no deductible.
Media Liability– We also offer Social Media Liability Coverage as a supplement to your General Liability policy. This coverage is designed to protect you from liability in the event you accidentally misuse or disclose information on your website or other social media site. This includes misuse of the logo, copyright, pictures, confidential information and other misrepresentations or misappropriations.
The Embezzlement Insurance (Bond) coverage protects your money. It covers anyone who your organization trusts with the money whether it’s a President, Treasurer, board member, volunteer, or courier. If that person embezzles (runs off) with your money, this coverage would replace those missing funds. The bond limits are $10,000, $25,000, and $50,000, with a $250 deductible.
(Higher limits are available, Contact AIM for pricing)
The Business Personal Property (Inland Marine) coverage protects your raffle merchandise, auction items and fund- raising supplies while it is in your possession. This coverage also protects any personal property of your organization such as popcorn machines, snow cone makers, school store supplies, emergency relief supplies, and more. The Inland Marine coverage limits are $10,000, $25,000, and $50,000, with a $250 deductible.
(Higher limits are available, Contact AIM for pricing)
The Professional Liability (Officers Liability) coverage protects the organization from lawsuits for “wrongful acts”. If someone sued the officers of your organization for mismanagement, misrepresentations, dissemination of false or misleading information, or inappropriate actions this coverage would pay to defend you against those actions. This coverage is also referred to as Directors and Officers Liability (D&O). The coverage limit is $1,000,000, with a $0 deductible.
Download our Group Insurance Buyers Guide
Includes:
For additional details, download our complete insurance guide.